Home insurance is the best way to insure and cover the various kinds of losses occurring to the home and possessions by natural disasters or external factors financially. Insurance can hold for both Commercial and Residential properties where the insurance policies and claiming process is different. Thus, it makes the fact of home to be insured and financially protected at any mishap cost. Home Insurance Claim is a complex and very confusing process. It is necessary to read and understand the Insurance Policies before you take any kind of step. Examine which policy cover will be suitable for your home and pay the installment of the insurance in a prompt manner to get Home Insurance claim at the right opportunity.